Watch our video - Car Leasing Explained
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Car leasing might sound a bit daunting at first, but we promise it’s not.
Whether you’re new to leasing or just looking for clarity, we’ve got you covered. Our full video guide walks you through everything you need to know, from choosing the perfect vehicle to understanding the terms and completing your lease.
Watch our video - 923408777
What is car leasing?
Car leasing, also known as Personal Contract Hire (or PCH for short) is essentially a long-term car rental where you pay a fixed monthly cost for an agreed term, usually between 2 and 4 years. At the end, you can simply hand the car back and start again or if you'd prefer, you can request to extend your lease, or even request to buy the car.
It's a great option for businesses looking for vehicles, too (also known as Business Contract Hire or BCH for short). As a whole, leasing works the same for businesses, with a few pros and cons which you can read in our Personal Lease or Business Lease guide.
Step 1
Find your perfect car or van 🔍
Finding the perfect car lease has never been easier. Use our intuitive website filters to narrow down your options by make, model, budget, body type, CO2, fuel type...the list goes on. Or, if you'd prefer, you can speak to one of our friendly experts who’ll guide you through your options and help you find a deal that suits your needs — completely obligation-free.
Step 2
Complete your online paperwork 📑
Once you’ve found the right deal, we’ll handle the details to make things easy for you. Our team will send you a few documents to review and complete online — quick, simple, and hassle-free. As soon as everything is signed and returned, your lease is officially underway.
Step 3
Enjoy your brand-new vehicle 🚙✨
When your car is ready, we’ll be in touch to arrange delivery at a time and place that works for you. Whether it’s to your home or work, we’ll deliver your new car right to your door...and be ready to arrange collection at the end, too.
Manufacturer warranty & breakdown
All leased vehicles are covered by the manufacturer’s warranty, protecting against faults and mechanical issues during the warranty period. Most leases include roadside assistance, either provided by the manufacturer as part of the warranty or as part of the maintenance package.
Road tax for the duration
Your lease agreement includes vehicle road tax at the prevailing rate for the entire duration of the contract, saving you from annual renewal costs. No need to renew it yourself either, it'll be done automatically, saving you one more job.
Delivery to your door
All of our lease offers include nationwide delivery and collection to the UK mainland, bringing your car directly to your chosen location at no extra cost. We'll arrange it to your home or workplace at a date that suits you, and our driver will give you a call an hour before they arrive.
Dedicated account management
Rather than sitting on hold or waiting for a reply to your email, you'll have a dedicated account manager who will be on hand throughout. Better yet, you can communicate with them however you see fit - WhatsApp, phone, text, email...post. Maybe not post.
Maintenance package
Including a maintenance package with your lease will ensure your lease car is not only maintained correctly but also maintained well. Maintenance packages are a fixed cost so you know exactly how much you're going to spend during your lease term. This cover is an addition to the full manufacturer's warranty and breakdown that comes as standard with all brand-new vehicles.
GAP and SMART insurance
GAP (Guaranteed Asset Protection) insurance offers financial protection if your vehicle is deemed a total loss. We’ve partnered with the five-star-rated Direct Gap, which simplifies the process of securing a favourable GAP insurance quote, ensuring you drive your new car with total peace of mind.
Learn more about GAP insurance
Sell your car
You can sell your car in as little as 24 hours from the comfort of your own home. Simply enter your car registration above and receive the best offer from a vast network of 5,000+ verified dealers nationwide. Say goodbye to the tedious task of navigating multiple websites in search of the highest price – sell your car fast today with Motorway!
Dealership network & supply
We have a huge dealership network we use to supply our vehicles. This means we have access to thousands of stock cars and high discounts. We're often able to source cars quicker and cheaper than local dealers, as we have a much larger reach.
Learn more about who we work with →
Top UK leasing companies
Our panel of leasing companies allow us to offer you highly competitive prices on lease vehicles. Like a mortgage, you can go to several places for a lease price on the same car. We use our dealer network to secure stock and discounts, then the cheapest and best-suited leasing company for you and your vehicle.
Learn more about our leasing companies →
One-off special offers
Due to the large number of dealerships and leasing companies we work with, we're often a go-to if they need to sell (or lease) something fast. This could be a batch of stock cars, an exclusive deal we've committed to, or a cancelled order. Most of the time, these deals don't even make it to the website, so it's best to be on our special offers list.
Learn more about these offers →
All in one place
Everything is handled by us and you have a dedicated account manager throughout, accessible in any way you want - WhatsApp, phone, text, email. We're on hand from the start of your journey all the way through to your renewal.
Personal Leasing Guides
View More
The Ultimate Guide To Leasing A Car
Navigate car leasing with confidence using our Ultimate Guide to Car Leasing. Understand the process, benefits, and tips to get the best deals.
Do I need a good credit rating to lease a car?
Everything you need to know about your credit rating and what you need to lease a car.
Guide to Payment Profiles in Vehicle Leasing
Understand how payment profiles work, how they effect your rentals, and work out which is best for you.
Car leasing frequently asked questions
To help you get to grips, we’ve put together a collection of our most frequently asked questions, and you can always check out our guides for some more information. If you want to run through it, we're always on hand to help.
What is car leasing?
Personal car leasing is like renting a car for a long period, usually between 2 to 4 years. You make fixed monthly payments to use the car, and at the end of the lease term, you simply return the vehicle.
How does car leasing work?
You choose a car, agree on the lease terms (such as the length of the lease, annual mileage, and monthly payments), and then make regular payments throughout the lease period. At the end of the lease, you return the car and can choose to lease another new vehicle.
What are the benefits of personal car leasing?
Leasing offers lower monthly payments compared to buying, no worries about the car’s resale value, and the opportunity to drive a new car every few years. As cars are brand new, you get a full warranty, breakdown cover, and road tax included for the duration.
Do I need a good credit score to lease a car?
Yes, having a good credit score can help you secure better lease terms and lower monthly payments. However, there are leasing options available for those with less-than-perfect credit. It's always best to check your eligibility before applying.
Can I buy the car at the end of the lease?
Some leasing companies offer the option to purchase the car at the end of the lease. Simply request to buy the car and if they're happy to sell it to you, they'll give you a purchase price.
What is a maintenance package?
A maintenance package includes all routine servicing, repairs, and tyre replacements (including punctures depending on your provider). This cover is an addition to the full manufacturer's warranty and breakdown that comes as standard with all brand-new vehicles.
How quick is delivery?
Stock cars can be delivered within as little as a couple of days, but more often than not, 2-3 weeks. This is because they are brand new, meaning they need to be registered and prepared upon your order. Call us if you need a car within a couple of days.
What is fair wear and tear?
Fair wear and tear refers to the expected deterioration of a vehicle that occurs during normal use over the course of a lease agreement. This includes things like minor scratches, small scuffs, and general wear on tyres or upholstery. It does not include damage caused by negligence, accidents, or failure to maintain the vehicle properly. At the end of your lease, the vehicle will be inspected based on the BVRLA (British Vehicle Rental and Leasing Association) guidelines for fair wear and tear, which set clear standards for what is acceptable.
Am I going to get charged loads at the end?
No, as long as you stay within your agreed mileage allowance, maintain the vehicle in line with the manufacturer’s guidelines, and ensure any damage is repaired before returning the vehicle or falls within the fair wear and tear standards. At the end of the lease, the vehicle will be inspected, and any charges will only apply for excess mileage or damage beyond what is considered fair wear and tear. To avoid unexpected fees, we recommend understanding the BVRLA standards and addressing any issues before the end of your agreement.
How does Motorlet make money?
We work with leasing companies and finance providers who pay us a commission for arranging lease agreements. We also charge a processing fee, displayed on our lease offers.